Ideas, Living Bold

My Dad Was Right

I want this to be my view everyday . Manulife gives tips on being#LifeReady

I want this to be my view everyday . Manulife gives tips on being#LifeReady

My Dad was right. Anytime I had some extra money he would tell me “put it on your mortgage” so I grudgingly did most of the time, instead of buying a new sofa or taking a trip. He would always take an opportunity to counsel me on wise money management. Now that I am in my 40’s I am thankful for the advice that has gotten me that much closer to being #LifeReady.

When my family was younger and I chose to stay home to raise my kids, times were lean, we sacrificed a lot to make ends meet and didn’t have anything to save.  The kids have grown a little, I have gone back to work and have a steady income to add to the family finances. Life is just a bit more comfortable now. I find myself day dreaming about living near the water. I envision early morning sunrises on the dock with a mug of tea in hand, is it possible, could this be our next goal? I wonder what  it takes to buy a second home or cottage? How do people do it, could I have  a view of the water every day?

I have always been a goal setter, making up my mind and heading for the finish line. The next step for me would be to do the research, talking to the knowledgeable advisers at Manulife about a plan to save a down payment and the steps I would take to making my dream goal a reality.

Are you a goal setter?  Do you want to see how #LifeReady you are to make your dreams a reality?Only 28% of Canadians feel #LifeReady, Take the quick 2 minute Manulife Financial Readiness Quiz  and gain insight into your areas of strength.

quiz

Come hang out with me and some cool financial types from @Manulife Twitter Party On October 28th at 9pm EST and you might just win some cash to help get you #LifeReady ! RSVP Here to be eligible to win.

This post is sponsored by 360ACCESS on behalf of Manulife. The opinions are my own and my Dad always gives really good advice so I like to share it with you.

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6 Comments

  1. Great post!! I hate it when Dad is right! lol!! Oh no scary thought….do you think our kids are going to say that too?? My DH and I made this year the year that we set our finances straight! We did a lot of re-juggling, paid of debits and are looking towards a financially sound future!

    • dip.diva@yahoo.ca

      I only hope I can give my kids the great kind of advice that my Dad gives me.Good for you and Dh for taking charge of your debt.You will be so happy you did:)

  2. What wise advise you were gifted with from your father! My grandmother told me that was my grandparents first priority when they came to Canada in the 60’s. Paying off their home. She told me every extra penny went to paying off their mortgage for 7 years. This allowed them the financial freedom later in life to enjoy travelling, buying boats and building a comfortable nest egg to see them through retirement! I hope I can do the same once I have some extra pennies!

    • dip.diva@yahoo.ca

      They are so smart. I am sure with some good financial planning you can totally follow in the foot steps of your grandparents.

  3. dawn

    My Father was right as well. The first financial advice was “Always pay your credit card each month! Don’t let those Bankers have your hard earned money!” Saving is hard wired into my DNA (from my father), but so is spending! (from my mother!)
    Saving money is made so much easier these days with automatic withdrawal and RRSP’s and TFSA’s, but paying down your Mortgage I think should be the priority. There is nothing more satisfying that being able to burn your mortgage document!

    • dip.diva@yahoo.ca

      I can’t wait for the day I can light that paper up! We are lucky to have such wise fathers:)and Moms who like to have fun lol

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